Your future self is counting on you.
We have a weird relationship with time. We don’t think the future is real. We haven’t experienced it yet. We don’t know exactly what it will be like. We don’t know what we will be like. It’s imaginary. It’s in the future.
Our lack of connection to our future self is a big problem when it comes to our financial well-being. It is part of our common human experience to discount the future and preference reward in the present over reward in the future.
This is not just you. It’s all of us.
The problem is that, when it comes to money, the future is everything. What we do today profoundly decides what we will experience in the future. And, what we will experience is either more freedom, more options, more of our time under our control, or less of all of these things – all depending on our financial choices today.
Your future self is out there. Waiting for you to become her. She is REALLY hoping that you are going to make good choices so she can enjoy her present.
Invitation: pick a time in the future (could be next month, year, or decade). Write out a little about who you are, how old you are, and what your life is like. Answer the question from the pov of your future self: What do you want to see when you look back at your financial choices? What has today you created for future you? How do you feel about that?